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Holiday let mortgage broker quick guide

By on March 6, 2020 in Uncategorized

Self-catering holiday homes across the length and breadth of the UK attract many thousands of visitors each year. The tourist board Visit England regularly inspects more than 30,000 of them, for example. With demand so buoyant, there is a sound case for investing in holiday let property. To support any such investment, you may typically need a holiday let mortgage – and this guide helps to spell out some of the issues. Finding a holiday let mortgage While you might be overwhelmed by the sheer number of lenders offering regular residential mortgages, when it comes to holiday lets, your search may be more of a challenge. By no means are all lenders are prepared to advance a mortgage on such properties. Holiday lets are very […]

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When the Need Comes: Building Your Emergency Fund

By on December 10, 2019 in Money

Unemployment, medical emergencies, unexpected car repairs, natural disasters, and a million other things could be the makings of a horror story in the life of an average working adult. However, do they really have to be? Often, because of their unexpected nature, these emergencies are more than most people’s budgets can handle. Building an emergency fund is one of the best ways to cover, or at least reduce, their damage on your financial situation. The sooner you start tucking away money for a rainy day, the more secure you’ll feel facing future troubles.  What is it not? The first thing to remember is that your emergency fund is not your savings. Yes, you do save money, but only specifically for emergencies. As a measure of success, your […]

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What is Company Change Management?

By on August 14, 2019 in How To

It is clear to almost all managers that overseeing your company’s change requires change management. It is also common in management to have a less tangible concept of change management, to have an intuitive understanding without being able to convey your comprehension in the words necessary to facilitate strategic development. This article will briefly outline what company change management is, in a way that hopefully gives you a jumping off point for strategic development.

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Be clever with the ratios for your trades

By on June 13, 2019 in Money

There is a need for the most proper setting to happen with the trades. Without thinking properly, there will not be any kind of performance possible with the trades. Thinking about some kind of better assessment in the business will have to come all of the time. But the most proper settings will be possible only when you can plan in the best ways. Take some serious action for the right kind of setting.

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How to save money insulating your house

By on May 31, 2019 in How To, Money

There’s no disputing the fact that insulation can save you a lot of money. While there is an obvious upfront cost, the fact is that over the long-term, insulation more than pays for itself. Warmer rooms over the winter and cooler interiors in the summer, can both be more easily managed for maximum use with the right insulation, but the question of where to insulate prevents many people from becoming proactive with their insulation plans. If you want to have lower energy bills and even greater use of some of the unused rooms in your property, then here are some of the best places to use your insulation for maximum impact.

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HMO insurance

By on May 30, 2019 in Money

What makes a House in Multiple Occupation (HMO) different to most other types of let accommodation is the fact that certain basic facilities are shared between tenants who are not related to each other in any way – facilities such as kitchens, toilets and bathrooms.

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