With a whole load of savings to be made this year when you come to buying a home, March 2021 should definitely be on your mind if you’re looking to get yourself onto the property ladder sooner rather than later. With the Chancellor announcing a Stamp Duty Holiday that could have you saving up to £15,000, buying your first home before March 2021 will certainly be easier this year than it has been in a long time. So taking advantage of some of the best house hunting locations before the deadline will certainly be a decision you won’t be regretting. Brighton and Hove If you haven’t ventured to this South East coast line on a staycation or wandered the pier with an ice cream and […]
During the last year, the number of tenants who are struggling to pay their rent has risen by a quarter, according to new figures compiled by industry insiders. The rental market is booming at the moment, so rents are higher than ever and more people are finding themselves getting into arrears with their landlords. The report claims that more than 100,000 people are in significant arrears with their rent. That means there are 100,000 tennants who are more than two months behind with their rent, which is around 24% higher than this time last year. Facing eviction because of debts The amount of renters who were facing severe, wider financial difficulties were up by 8% during the second quarter of the year. There are several […]
If you’re looking to sell your home, surely you want to get the most money out of the deal as you can, right? Well, as the old saying goes, it takes money to make money. Getting more from a house than you paid for it requires at least a little work to increase its value. That said, the cost of selling a house shouldn’t leave you broke. One of the most effective and cost-efficient ways of increasing a property’s asking price is improving its curb appeal. Here are five simple ways to do just that: A fresh coat of paint The exterior of your house suffers a lot of wear and tear over the years. From the harsh, hot sun to the sloppy, wet storms […]
Self-catering holiday homes across the length and breadth of the UK attract many thousands of visitors each year. The tourist board Visit England regularly inspects more than 30,000 of them, for example. With demand so buoyant, there is a sound case for investing in holiday let property. To support any such investment, you may typically need a holiday let mortgage – and this guide helps to spell out some of the issues. Finding a holiday let mortgage While you might be overwhelmed by the sheer number of lenders offering regular residential mortgages, when it comes to holiday lets, your search may be more of a challenge. By no means are all lenders are prepared to advance a mortgage on such properties. Holiday lets are very […]
Unemployment, medical emergencies, unexpected car repairs, natural disasters, and a million other things could be the makings of a horror story in the life of an average working adult. However, do they really have to be? Often, because of their unexpected nature, these emergencies are more than most people’s budgets can handle. Building an emergency fund is one of the best ways to cover, or at least reduce, their damage on your financial situation. The sooner you start tucking away money for a rainy day, the more secure you’ll feel facing future troubles. What is it not? The first thing to remember is that your emergency fund is not your savings. Yes, you do save money, but only specifically for emergencies. As a measure of success, your […]
It is clear to almost all managers that overseeing your company’s change requires change management. It is also common in management to have a less tangible concept of change management, to have an intuitive understanding without being able to convey your comprehension in the words necessary to facilitate strategic development. This article will briefly outline what company change management is, in a way that hopefully gives you a jumping off point for strategic development.
There has been a huge hike in property prices over the last 10 to 20 years, while salaries have not had the same increase. Is it really that surprising, then, that so many young people looking to own their first property look to their parents for help?